By Reginald Garth Financial Wellbeing Coach, Operation HOPE The holidays are upon us again! Time to deck the halls, plan the trips, fill the stockings, and load up the trees. It can be a most wonderful time of year but it is also necessary to make sure that with all the spending done during the…
By Lisa Gates Director, Office of Financial Empowerment The Office of Financial Empowerment encourages you to take time out for a financial checkup! Do you have an affordable bank account with no overdraft or hidden fees? Are you saving or preparing for retirement? Do you need a free one-on-one financial coach to assist you with…
By Reginald Garth Financial Wellbeing Coach Operation HOPE, Inc. There are so many things we all want to accomplish in our lives whether it is to go on that dream vacation, get a new car, or own a home. For others, it’s the dream of wanting to live comfortably once they hit the age of…
By Lisa Gates Director, Office of Financial Empowerment Just as the weather has its unexpected ups and downs so can our income and financial situation. Unexpected and unpredictable spikes and dips in income and finances over time is called “income volatility.” Income volatility affects households at all income levels and can be due to such…
Hits: 26
(This is a guest post by Reginald Garth, Operation HOPE Financial Wellbeing Coach) You and your spouse or partner may not always agree on how to spend money. But it is important to work together for mutual benefit. Why is it important to talk to your spouse/partner about money? Because financial savings also translates to relationship savings. When you…
The OFE is expanding its mission of helping people make better choices with their money by creating a guide to workplace financial wellness. Research shows that 53 percent of US employees are stressed out by their personal finances, while 50 percent of employees worry about having enough emergency savings for unexpected expenses. A recent survey…
Need help filing your tax returns? The National Association of Black Accountants are sponsoring free tax return preparations for seniors, low-to-moderate income, and people with disabilities every Saturday, January 26 – April 13, 2019 at the CareSTL Health (formerly Myrtle Hilliard Davis Comprehensive Health Ctr.) at 5471 Martin Luther King Drive, St. Louis, MO 63112…
(This is a guest post by Patrick Hain, Principal Associate, National League of Cities) In 2017, 486,000 people claimed the Earned Income Tax Credit (EITC) in Missouri – which provided them on average an additional $2,456.[i] If you’re like me, your tax refund is the largest check you’ll receive all year, and it offers an…
(This is a guest post by Winnie Caldwell, founder of Booked Enterprise LLC and co – founder of Books N Bros LLC) “Just create a budget!” These words were first spoken to me at 20 years-old when I was ignorant to the term: budget. There is a repetitious story told that millennials were not taught…
