Why should I save for college?


  • It can mean a lot to a child to learn that his/her parents believe that college is a possibility and a reality. Saving even a few dollars for a child’s future can have a big impact on future dreams for the child and family.

  • Savings alone may not cover the full cost. If that is your situation, you are not alone. Most students who apply for financial aid qualify for grants, work study or subsidized loans. A select few students are awarded full, four-year scholarships based on academic performance, athletic ability or financial need. Most students do not receive full assistance. Most likely, the school will expect you and your child to contribute to the total cost.

  • Every dollar of savings offsets the need to borrow, giving a child even more of a head start toward a productive career.

  • By saving some of your tax refund or just $20 or $30 a month starting in kindergarten, you will build a starting foundation that can help offset tuition, books and other college-related expenses.

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