How does the City own the account if I'm depositing my own money into it?



The City Treasurer is the custodian on the account and your child is the beneficiary. The account can only be used for the benefit of your child and cannot be used by the Treasurer’s Office for other purposes.

Funds cannot be accessed without approval from the College Kids Program. There are limited circumstances when your child will be able to withdraw funds for non-qualified expenses. In these rare situations, you will only have access to the funds you or others contributed to the account.

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