There are things you can do to make sure you are a bit more in control of a debt collector such as having a pen and paper handy so you can take written notes whenever you talk with a collector. Write down the name of the person you talked to, when you talked, and what was discussed. Not only can this help you take the emotion out of the situation, but you’ll also have a record if the creditor or collector broke the law in their attempts to collect. Join the Treasurer's Office of Financial Empowerment and Attorney Matthew P. Cook to learn more about your legal rights. Please RSVP before 5pm on December 1, 2016.